System and method for providing consumer tip assistance as...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2760301

Systems, apparatuses, and methods for conducting payment transactions are disclosed. In exemplary embodiments, a consumer may wish to add a tip or gratuity when paying for a good or service, such as a meal at a restaurant. Exemplary systems may generate an alert or other form of message based on the transaction, where the alert or message may include a suggested amount for a tip and/or provide the consumer with information that may be used to determine an amount for the tip. In some embodiments, the systems, apparatuses, and methods may automatically generate an estimated amount for the tip based on previously established user preferences, with the estimated amount being added to the underlying cost of the good or service when authorization is sought for the transaction.

L'invention concerne des systèmes, des appareils et des procédés pour mener des transactions de paiement. Dans des modes de réalisation d'exemple de l'invention, un consommateur peut vouloir ajouter un pourboire ou une gratification, lorsqu'il paie un bien ou un service, notamment un repas au restaurant. Des systèmes d'exemple peuvent générer une alerte ou une autre forme de message, en fonction de la transaction, l'alerte ou le message pouvant contenir un montant de pourboire suggéré et/ou fournir au consommateur des informations pouvant être utilisées pour déterminer le montant dudit pourboire. Dans certains modes de réalisation, l'invention concerne des systèmes, des appareils et des procédés permettant de générer automatiquement un montant de pourboire estimé en fonction de préférences utilisateur précédemment établies, ce montant estimé étant ajouté au coût sous-jacent dudit bien ou service, lors de la demande d'autorisation de la transaction.

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