System and method for purchasing goods and services through...

G - Physics – 07 – F

Patent

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G07F 7/02 (2006.01) G06Q 20/00 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2424037

A system and method for purchasing pre-paid vouchers and recharching pre-pay accounts (183) for goods and services. The system includes a data source containing data descriptive of a voucher (120) or account. The data source is accessible by a transaction system (100) for responding to user service transactions and may be accessible by a fulfillment service provider for providing the goods or services based upon the voucher or account data. The system may be accessed through a variety of service end points, including conventional automatic teller machines (ATMs)(110), point of sale (POS) systems, and personal communication devices.

L'invention concerne un système et un procédé d'achat de bons prépayés et de recharge de comptes de prépayement (183) d'articles et de services. Ce système comprend une source de données contenant des données de description d'un bon (120) ou d'un compte. On peut accéder à cette source de données par un système de transaction (100) pour répondre aux transactions de services des utilisateurs, ou par un fournisseur de services de traitement pour fournir des articles ou des services sur la base du bon ou des données de compte. Par ailleurs, on peut accéder à ce système par divers point finaux de services, notamment par des guichets automatiques bancaires (GAB)(110) classiques, des systèmes de terminaux de point de vente (POS), et des dispositifs de communications personnelles.

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