System and method for secured account numbers in proximity...

Details System and method for secured account numbers in proximity... System and method for secured account numbers in proximity...

G - Physics

06

K

G06K 5/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2621358

A method and system for using a secured account number for processing proximity types of wireless financial transactions associated with portable consumer proximity devices is disclosed. In one embodiment, the method includes receiving a proximity type of wireless financial transaction request along with a secured account number from a portable proximity consumer device such as a contactless smart card, converting the secured account number to the user's real account number, and transmitting the financial transaction request along with the user's real account number to the issuer of the user's real account number for authorization and processing.

L'invention porte sur un procédé et un système d'utilisation d'un numéro de compte sécurisé dans le traitement de transactions financières sans fil de proximité associées à des dispositifs portables de consommateurs de proximité. Dans une exécution, le procédé consiste: à recevoir une demande de transaction financière sans fil ainsi que le numéro sécurisé du compte d'un dispositif portable de consommateur de proximité, tel qu'une carte à puce sans contact, à convertir le numéro sécurisé du compte en numéro réel de l'utilisateur, et à transmettre la demande de transaction financière ainsi que le numéro réel de l'utilisateur, à l'émetteur du numéro réel de l'utilisateur à des fins d'autorisation et de traitement.

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