System and method for seller-assisted automated payment...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2540702

A system and method for seller-assisted automated payment and adjustment processing is provided. A seller receives a payment from a buyer that does not match the seller's invoice and consequently requires an adjustment. An adjustment document creator receives the payment data from the buyer and retrieves buyer-specific order data from said seller to construct an adjustment document. A variety of adjustment documents may be created depending upon the actual adjustment required. The adjustment document may then be automatically routed to a set of one or more buyer-specific human reviewers for approval of the adjustment. The automated payment and adjustment processing system is preferably integrated with the seller's financial institution.

L'invention concerne un système et un procédé de paiement automatisé assisté par un vendeur et de traitement d'ajustement. Un vendeur reçoit un paiement provenant d'un acheteur qui ne correspond pas à la facture du vendeur et, par conséquent, requiert un ajustement. Un dispositif de création de document d'ajustement permet de recevoir les données de paiement émanant de l'acheteur et d'extraire les données de commande spécifiques de l'acheteur provenant du vendeur, de manière à élaborer un document d'ajustement. Divers documents d'ajustement peuvent être créés en fonction de l'ajustement actuel requis. Ledit document d'ajustement peut ensuite être automatiquement acheminé à un ensemble d'au moins un réviseur humain spécifique d'acheteur en vue d'approuver ledit ajustement. Ce système de paiement automatisé et de traitement d'ajustement est, de préférence, intégré à l'institution financière du vendeur.

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