System and method for validating indirect financing...

G - Physics – 06 – Q

Patent

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G06Q 40/02 (2012.01)

Patent

CA 2695723

A computer-implemented system and methods for electronically validating indirect financing transactions using various validation rules are described. The system is configured to collect from various independent finance sources information about available automobile financing programs, including various credit application validation rules. The system receives from au-tomobile dealer credit application information, which may be provided via one or more electronic worksheets. The system validates accuracy of the application data using prc-submission validation rules and forwards the validated credit application to the associated finance source for approval. After submission of the credit application for approval, the system may receive additional changes to the application from the dealer. The system is configured to validates accuracy of the changed information using post-submission validation rules and notify the finance source if any validation rules were violated by the dealer.

Système et procédés mis en uvre par ordinateur pour valider électroniquement des transactions financières indirectes au moyen de diverses règles de validation. Ce système est configuré pour collecter depuis diverses sources de financement indépendantes des informations sur des programmes de financement automobile disponibles, y compris diverses règles de validation de demandes de crédits. Le système reçoit des concessionnaires automobiles les informations de demande de crédit qui peuvent être fournies par une ou plusieurs feuilles de calcul électroniques. Le système valide l'exactitude des données de candidature en utilisant des règles de validation de pré-soumission et transfère la demande de crédit validée à la source de financement associée en vue de son approbation. Après soumission de la demande de crédit pour approbation, le système peut recevoir de nouvelles modifications à la demande en provenance du concessionnaire. Le système est configuré pour valider l'exactitude des informations modifiées en utilisant des règles de validation de post-soumission et notifie la source de financement si de quelconques règles de validation ont été transgressées par le concessionnaire.

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