G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/40 (2012.01) G06Q 20/34 (2012.01) H04L 9/32 (2006.01) H04L 12/16 (2006.01)
Patent
CA 2734975
A system and method for secure payment transactions is provided. The system may include an adaptive payment server including one or more processors configured to receive a first communication including first identification information from a first communication device on a first communication channel. The adaptive payment server may identify a second communication device based on the first identification information and initiate a second communication to the second communication device on a second communication channel, which may be discrete from the first communication channel. The adaptive payment server may receive second identification information from the second communication device on the second communication channel and authenticate the payment transaction using the first identification information and the second identification information.
Linvention concerne un système et un procédé pour des transactions de paiement sécurisées. Le système peut comporter un serveur de paiement adaptatif comprenant un ou plusieurs processeurs configurés pour recevoir une première communication comprenant une première information didentification dun premier dispositif de communication sur un premier canal de communication. Le serveur de paiement adaptatif peut identifier un second dispositif de communication daprès la première information didentification et déclencher une seconde communication destinée au second dispositif de communication sur un second canal de communication, qui peut être distinct du premier canal de communication. Le serveur de paiement adaptatif peut recevoir une seconde information didentification du second dispositif de communication sur le second canal de communication et authentifier la transaction de paiement au moyen de la première information didentification et de la seconde information didentification.
Kapur Shashi
Palmer Gary
Adaptive Payments Inc.
Gowling Lafleur Henderson Llp
LandOfFree
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