System for dynamically deriving optimal transaction terms...

Details System for dynamically deriving optimal transaction terms... System for dynamically deriving optimal transaction terms...

G - Physics

06

Q

G06Q 30/00 (2006.01) G06F 17/30 (2006.01)

Patent

CA 2346738

The present invention provides methods and systems for defining commercial transaction components; defining rules for mapping customer transactions into individual components; market segmentation in light of these individual definitions and bundling individual components of an offer into optimized packages for presentation and sale. A data processing system in accordance with one embodiment of the present invention, examines the commercial behavior of enrolled customers, breaks each of the constituent transactions into purchases of atom-level components; catalogues those components; extracts demographic information from said transactions and other sources; facilitates demographic studies of groups of such customers; optimizes offerings to such groups; and facilitates the consummation of those offers of sale. The processing system may also facilitate customers fiscal management through the communication of data necessary to practice the instant invention.

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