Systems and methods for automatically establishing merchant...

Details Systems and methods for automatically establishing merchant... Systems and methods for automatically establishing merchant...

G - Physics

06

K

G06K 5/00 (2006.01) G06K 19/06 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2509550

Systems (1) and methods are provided for automatically establishing merchant accounts for transaction card usage. More specifically, the systems and methods allow an agent to automatically apply for and automatically receive approval for a merchant to transact commerce with customers who use a transaction card (18). Moreover, the systems and methods provide real-time information, such as approval or denial notifications and reports to an agent. In addition, the systems and methods provide secure file transfers (16) between an agent and a transaction card issuer/processor (18).

L'invention a trait à des systèmes et à des procédés permettant d'établir automatiquement des comptes commerçants destinés à l'utilisation de cartes de service. Plus précisément, les systèmes et procédés selon l'invention permettent à un agent de demander automatiquement et de recevoir automatiquement une autorisation permettant à un commerçant de réaliser des transactions commerciales avec des clients qui utilisent une carte de service. Les systèmes et procédés selon l'invention fournissent également à un agent des informations en temps réel, telles que des avis d'autorisation ou de refus et des rapports. De plus, les systèmes et procédés selon l'invention permettent des transferts de fichiers sécurisés entre un agent et une unité d'émission/traitement de cartes de service.

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