G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 30/00 (2006.01)
Patent
CA 2476305
A loyalty system that may be integrated with a financial infrastructure is provided. Such a financial infrastructure may accommodate transactions involving participants in the loyalty program as well as transactions that do not involve participants in the loyalty program. When a transaction is initiated by a customer at a merchant, regardless of who are the parties to the transaction, it is intercepted by a loyalty switch (212), which determines (216) whether the customer and merchant are participants in the loyalty program. The switch transmits the transaction instruction to the financial infrastructure so that authorization (220) may be received. If it is determined that the customer and merchant are participants in the loyalty program, the loyalty switch (212) also executes a loyalty process that conforms with the criteria of the loyalty program.
L'invention porte sur un système de fidélisation intégrable à une infrastructure financière et pouvant effectuer des transactions concernant des participants ou des non participants à un programme de fidélisation. Lorsqu'une transaction est lancée chez un commerçant par un client, quelque soient les parties de la transaction, ladite transaction est captée par un commutateur de fidélisation, qui détermine si le client et le commerçant participent ou non au programme de fidélisation, et transmet à l'infrastructure financière des instructions relatives à la transaction en vue de recevoir l'autorisation, et si on détermine que le client et le commerçant participent au programme de fidélisation, ledit commutateur exécute le processus de fidélisation conformément aux critères dudit programme.
Cawthorne John
George Colleen
First Data Corporation
Mccarthy Tetrault Llp
The Western Union Company
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