Systems and methods for performing electronic check commerce

Details Systems and methods for performing electronic check commerce Systems and methods for performing electronic check commerce

G - Physics

06

Q

G06Q 20/00 (2006.01) G06Q 30/00 (2006.01) H04L 12/16 (2006.01)

Patent

CA 2435993

A secure and convenient electronic check transaction processing system that allows a customer and a merchant to agree on terms of a payment. A secure connection between the merchant and an independent entity such as a check acceptance service, preferably by a secure Internet connection, allows the customer and the merchant to set up a pre-approved schedule of payments by the customer to the merchant. The processing system provides a user-friendly interface that allows the user to easily set up the electronic payment schedule. The processing system also provides a back end process that carries out the scheduled payments and handles any returned payments.

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