G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 20/00 (2006.01)
Patent
CA 2539441
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender (210), receiving a payment from the consumer (220), associating the payment with the promise-to-pay record (230), and sending a notice to the lender (240), with the notice having an indicator that the payment has been received.
L'invention concerne des systèmes et des procédés permettant d'organiser des transactions et de faciliter des paiements par des clients à un bailleur de fonds ou un commerçant, de manière à achever une transaction financière et/ou à conserver une relation financière. Dans un mode de réalisation, un procédé permettant d'accepter des paiements d'un client consiste à recevoir un rapport de promesse de paiement d'un bailleur de fonds (210), à recevoir un paiement du client (220), à associer le paiement au rapport de promesse de paiement (230) et à envoyer un avis au bailleur de fonds (240), lequel comprend une indication selon laquelle le paiement a été reçu.
Blair Paul
Hansen Kurt
Moore Gary
First Data Corporation
Ridout & Maybee Llp
The Western Union Company
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