Targeted advertising by payment processor history of...

G - Physics – 06 – Q

Patent

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Details

G06Q 30/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2733082

Content and targeted advertisements are simultaneously provided to a client. Upon receiving a request for content from the client, a content provider requests a targeted advertisement from a transaction processor. The targeted advertisement is derived using a spending profile based upon a history of cashless acquired merchant transactions made by a consumer on an account, where the account has been associated with the consumer by the content provider. The targeted advertisement is selected from an advertisement database and is likely to attract the consumer's attention, resulting in a purchase being made on the account. Once the targeted advertisement is selected, it is received by the content provider and fitted to the dimensions of the advertising space. A page containing the targeted advertisement and requested content is delivered to the client where it is displayed on a display device and viewed by the consumer.

L'invention vise à adresser du contenu et de la publicité ciblée à un client. Suite à la réception dune demande de contenu émanant du client, un fournisseur de contenu demande une publicité ciblée à un processeur de transactions. La publicité ciblée est élaborée à laide dun profil de dépenses basé sur un historique de transactions marchandes sans numéraire acquises par un consommateur sur un compte, ledit compte ayant été associé au consommateur par le fournisseur de contenu. La publicité ciblée est sélectionnée dans une base de données de publicité et est susceptible dattirer lattention du consommateur, ce qui se traduirait par un achat effectué sur le compte en question. Une fois la publicité ciblée sélectionnée, elle est reçue par le fournisseur de contenu et adaptée aux dimensions de lespace publicitaire. Une page contenant la publicité ciblée et le contenu demandé est acheminée jusquau client, où elle est affichée sur un dispositif daffichage et visualisée par le consommateur.

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