Tokenless biometric electronic transactions using audio...

H - Electricity – 04 – L

Patent

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Details

H04L 9/32 (2006.01) G06F 15/00 (2006.01) G10L 15/28 (2006.01) G10L 17/00 (2006.01)

Patent

CA 2379835

The invention discloses a tokenless biometric identification computer system, comprising at least a database containing registered biometric samples of users. A comparator compares a bid biometric sample of a user to at least one registered biometric sample (30), the bid biometric sample obtained directly from the user during an identification process for conducting an electronic transaction by the user. A stored audio signature is associated with a transaction processor entity, which the transaction processor entity is responsible for conducting the electronic transaction. A sound generator generates an analog or digital signal from the stored audio signature, and a transducer converts the analog or digital signal to a play back audio signature. This invention generates a play back audio signature from the stored audio signature that is associated with the transaction processor entity and the play back audio signature is played back to the user to identify the transaction processor entity that conducted the electronic transaction, wherein no man made personal devices such as credit cards, identity cards or the like is used during the identification process for conducting the electronic transaction.

L'invention porte sur un système d'identification biométrique sans titre matériel comportant au moins une base de données contenant des indices biométriques enregistrés caractéristiques des utilisateurs. Un comparateur compare à au moins l'un des indices (30) biométriques préenregistrés un indice biométrique proposé par un utilisateur qu'il fournit directement lors du processus d'identification préalable à une transaction électronique. Le processeur de transaction responsable de la conduite de la transaction détient une signature audio préenregistrée. Un générateur sonore produit un signal analogue ou numérique à partir de ladite signature qu'un transducteur convertit en signature audio restituée. Ladite signature est ensuite associée au processeur de transaction qui la présente à l'utilisateur pour identifier le processeur de transaction ayant effectué la transaction électronique. Aucun document personnel matériel tel qu'une carte de crédit, une carte d'identité ou autre, n'est requis dans le processus d'identification préalable à la transaction électronique.

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