Transaction authentication using network

H - Electricity – 04 – W

Patent

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H04W 12/06 (2009.01) G06Q 20/40 (2012.01)

Patent

CA 2655423

Systems and method for improved consumer and portable consumer device authentication are disclosed. Such systems and methods may include using dynamic verification values, challenge questions, and consumer notification as ways to prevent fraudulent transactions from being conducted.

La présente invention concerne des systèmes et procédés destinés à améliorer l'authentification de dispositifs (portables et non portables) de consommateurs. Ces systèmes et procédés peuvent mettre en jeu des valeurs de vérification dynamique, des questions d'identification, et des notifications de consommateur comme moyens visant à empêcher les transactions frauduleuses.

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