Transaction surveillance

G - Physics – 07 – F

Patent

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Details

G07F 7/08 (2006.01) G06Q 20/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2475440

The present invention provides methods and systems (101) that facilitate the prevention of money laundering by monitoring various facets of a financial transaction via automated test routines, and automatically generating an action to address a high risk transaction based upon the results of the monitoring. To implement the invention, a reference of high risk variables (105) can be compiled and data descriptive of a financial transaction can be monitored for one or more indications of high risk variables (105) according to predetermined criteria. Indications of high risk variables can be reported and one or more suggested actions (106) can be generated based upon the report.

La présente invention concerne des procédés et systèmes facilitant la prévention du blanchiment d'argent par une surveillance des divers aspects d'une transaction financière au moyen de routines de tests automatisées, et par la génération automatique d'une action pour repérer une transaction à hauts risques sur la base des résultats de la surveillance. Pour mettre en oeuvre l'invention, on peut compiler une référence de variables de risques élevés et, dans les données descriptrices d'une transaction financière, rechercher un ou plusieurs indices de variables de risques élevés en fonction de critères établis à l'avance. Il est alors possible de rendre compte de ces indices de variables de risques élevés et de produire une ou plusieurs actions suggérées sur la base du compte rendu.

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