Unified identity verification

G - Physics – 06 – Q

Patent

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Details

G06Q 20/40 (2012.01) G06Q 30/06 (2012.01)

Patent

CA 2747831

In some example embodiments, a system and method is shown that includes receiving a purchase request through an Electronic Payment Financial Network (EPFN), the purchase request including a token to identify a merchant server. The system and method further includes comparing the token against a merchant identifier value to determine that that token is assigned to the merchant server. Additionally, the system and method includes transmitting a purchase request authorization authorizing an online transaction, where the token and merchant identifier value are equivalent.

L'invention concerne, dans certains modes de réalisation décrits à titre d'exemple, un système et un procédé comportant une étape consistant à recevoir une demande d'achat par l'intermédiaire d'un réseau financier de paiement électronique (Electronic Payment Financial Network, EPFN), la demande d'achat comprenant un jeton servant à identifier un serveur marchand. Le procédé comporte en outre une étape consistant à comparer le jeton à une valeur d'identifiant de commerçant pour déterminer que le jeton en question est affecté au serveur marchand. Le procédé comporte de plus une étape consistant à émettre une autorisation de demande d'achat autorisant une transaction en ligne, lorsque le jeton et la valeur d'identifiant du commerçant sont équivalents.

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