G - Physics
06
Q
G06Q 20/12 (2012.01) H04L 9/00 (2006.01) H04L 12/16 (2006.01)
Patent
CA 2292362
"a process or system to make Internet purchases safer, through using an 'INTERNET ONLY' CREDIT CARD and cross referencing its number with actual credit card data in order to make a purchase. It is deemed an Internet only card for it can only be used for purchases made over the web and can not be used in stores or for cash advances. The Internet only card, herein called the 'Columbus Card' will consist of randomly assigning a 16 digit number to each 'real' credit card owner who previously held a card with other institutions such as visa or mastercard. Also, this process will only be available to Internet vendors who wish to use this process, herein referred to as the 'Veritas process' for if it is to be successful employed, certain questions must be answered. The user will make a purchase like he/she normally does, and is notified the amount of the total, and given an invoice number. He/she is prompted to write that number down. When the user is finished and clicks on the button "purchase goods", he/she is then linked to the veritas page, which has the user enter their invoice number and select from a window of options. This can consist of which company he purchased the goods from. A third window will have the user enter their Columbus card number, first name only, address where the goods/service is to be shipped and e-mail address (if applicable). When the user clicks on a button entitled "submit here", the file is sent to the vendor and another to the credit card company. The vendor will not ship the goods unless authorized by the credit card company. Upon receipt of the data, the credit card company will cross reference the user's inputted columbus card number to the the credit company's originally issued columbus card number along with the name to the name held in the database and the user's inputted address to the address held in the data base. If all three fields match, the actual credit card number is charged, the vendors account credited and the goods are shipped. Also if the user had previously entered a e-mail he or she is notified the purchase has been approved. If any one of the fields does not match the transaction is declined the credit card holder, not the user, is contacted by mail or phone, and notified of the reason why the transaction was declined."
Deline Shane Matthew
Na
LandOfFree
Veritas does not yet have a rating. At this time, there are no reviews or comments for this patent.
If you have personal experience with Veritas, we encourage you to share that experience with our LandOfFree.com community. Your opinion is very important and Veritas will most certainly appreciate the feedback.
Profile ID: LFCA-PAI-O-1861386