System for managing risk transactions

Details System for managing risk transactions System for managing risk transactions

G - Physics

06

Q

G06Q 40/00 (2006.01)

Patent

CA 2389920

A system for managing risk transactions includes an Internet web server in communication with risk customers and insurers. The web server accepts requests for quotes from customers and markets them to insurers. The insurers compete to offer the most favorable quote to the customer taking into consideration various factors, including premiums and service. The competition can include online negotiation sessions between the parties. The customer can be advised online by an advisor.

L'invention concerne un système de gestion de transactions portant sur des risques. Ce système comprend un serveur web internet qui est en communication avec des clients souhaitant s'assurer contre des risques et des assureurs. Le serveur web accepte des demandes de prix émanant des clients et les commercialise aux assureurs. Ces assureurs entrent en concurrence afin d'offrir le prix le plus favorable au client, en prenant en considération différents facteurs tels que des primes et des services. Ce système selon l'invention comprendre des sessions de négoce en ligne entre les parties. Le client peut être conseillé en ligne par un conseiller.

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