Systems and methods for evaluating information associated...

H - Electricity – 04 – L

Patent

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H04L 12/16 (2006.01) G06Q 30/00 (2006.01)

Patent

CA 2373367

Systems and methods are provided to process a transaction in which a customer purchases an item. An indication that the customer is interested in purchasing the item is received. Information associated with the transaction, such as information associated with the customer, the merchant, and/or the item, is evaluated to determine a subsidy offer, the subsidy offer being associated with a benefit from a subsidy provider to be applied to the transaction. The subsidy offer may be transmitted to the customer, and a response to the subsidy offer may be received from the customer. If the received response indicates acceptance of the subsidy offer, the benefit is applied to the transaction.

Cette invention se rapporte à des systèmes et à des procédés de traitement d'une transaction, dans laquelle un client acquière un article. Une indication indiquant que le client est intéressé à acquérir l'article est reçue. Des informations associées à la transaction, telles que des informations associées au client, au commerçant et/ou à l'article, sont évaluées pour déterminer une offre de subvention, cette offre de subvention étant associée à un bénéfice de la part d'un fournisseur de subvention à appliquer à la transaction. L'offre de subvention peut être transmise au client et une réponse à cette offre de subvention peut être reçue en provenance du client. Si la réponse reçue indique l'acceptation de l'offre de subvention, le bénéfice est appliqué à la transaction.

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