Method for receiving electronically transferred funds using...

G - Physics – 07 – F

Patent

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Details

G07F 19/00 (2006.01) H04L 12/16 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2471773

A method for performing a money transfer receive transaction involving a desired amount of money to be transferred from a sender to a recipient includes receiving transaction identifying information provided by the recipient; comparing the transaction identifying information with transaction data stored on a host computer system; providing a confirmation code, to be issued to the recipient, if the transaction identifying information matches the transaction data stored on the host computer system; storing the confirmation code on the host computer system; receiving at the host computer system input corresponding to the confirmation code from a dispensing terminal in communication with the host computer system; comparing the input to the stored confirmation code; and allowing funds, corresponding to at least a portion of the desired amount of money, to be dispensed by the dispensing terminal if the input matches the stored confirmation code.

La présente invention concerne un procédé permettant d'exécuter une transaction de réception de virement bancaire d'un montant souhaité à virer d'un tireur à un bénéficiaire. A cet effet, on commence par recevoir une information d'identification de transaction fournie par le bénéficiaire. On compare à des données de transaction en mémoire dans un système informatique hôte l'information d'identification de transaction. On fournit un code de confirmation, à émettre au profit du bénéficiaire, si l'information d'identification de transaction concorde avec les données de transaction en mémoire dans le système informatique hôte. On range le code de confirmation dans le système informatique hôte. On reçoit au niveau du système informatique hôte une entrée correspondant au code de confirmation en provenance d'un terminal à distributeur en communication avec le système informatique hôte. On compare au code de confirmation en mémoire l'entrée. Enfin, si l'entrée concorde avec le code de confirmation en mémoire, on permet au terminal à distributeur de distribuer un montant correspondant à au moins une partie du montant demandé.

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