Apparatus, method and system for facilitating payment of...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2725424

An apparatus 100, method 400 and system 300 for facilitating payment at a monetary transaction using a card device 110, the card device 110 comprising a microchip 140 tor storing encrypted information including p denomination-specific balance having a plurality of selectable digital monetary amounts 130 associated with a plurality of selectable denominations and a denomination non-specific balance 150, wherein the card device 110 is rechargeable with further monetary amounts and allows a balance of a transaction to be credited to the card 110.

L'invention porte sur un appareil (100), un procédé (400) et un système (300) pour faciliter le paiement d'une transaction monétaire à l'aide d'un dispositif de carte (110), le dispositif de carte (110) comprenant une puce (140) pour stocker des informations cryptées comprenant une pluralité de billets numériques sélectionnables (120) et/ou une pluralité de pièces numériques sélectionnables (130) associées à une pluralité de dénominations sélectionnables et un solde non spécifique de dénomination (150), le dispositif de carte (110) étant rechargeable avec d'autres quantités monétaires et permettant à un solde de transaction d'être crédité sur la carte (110).

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