G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 40/00 (2006.01)
Patent
CA 2347234
A system and method are disclosed for presenting multiple custom offers to a credit applicant over a network. The method includes obtaining a credit report containing applicant data. A plurality of offers are presented to the applicant (1008). The plurality of offers are derived from applicant data (1006). The plurality of offers include different required balance transfers (1010). A selected offer is obtained from the applicant.
L'invention concerne un système et un procédé permettant de présenter plusieurs offres personnalisées à un emprunteur potentiel, par l'intermédiaire d'un réseau. Le procédé de cette invention consiste tout d'abord à obtenir un rapport de solvabilité contenant les données relatives audit emprunteur potentiel, puis à présenter diverses offres à ce dernier (1008), ces offres étant établies sur la base des données susmentionnées (1006) et pouvant inclure les différents transferts de solde nécessaires (1010). Enfin, selon ce procédé, l'emprunteur potentiel choisit l'une de ces offres.
Cai Yinzi
Coltrell Timothy J.
Dowhan David W.
Lent Jeremy R.
Lent Mary
Nextcard Inc.
Smart & Biggar
LandOfFree
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