Automated payment system

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2419566

An automated payment system (50), such as for credit cards, is provided which compiles customer financial account information (76) from a plurality of financial institutions. The system receives account information (66) from the financial institutions, and compiles the information (76) in a central location (55). The system presents financial account information (76) to the customer. The system then receives and stores a selection of at least one of the financial account of the customer and provides the selected financial account information (76) to a merchant, biller or payment processor (70).

L'invention concerne un système automatisé de paiement, par exemple pour cartes de crédit, qui compile des informations de comptes financiers de clients provenant d'une pluralité d'institutions financières. Le système reçoit des informations de comptes provenant de ces institutions financières et compile ces informations dans un lieu central. Le système présente des informations de compte financier au client. Le système reçoit ensuite et stocke une sélection d'au moins un des comptes financiers du client et fournit les informations de comptes financiers sélectionnées à un commerçant ou à un processeur de facturation ou de paiement.

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