Interest bearing gift card mechanisms

Details Interest bearing gift card mechanisms Interest bearing gift card mechanisms

G - Physics

06

Q

G06Q 20/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2505791

An interest bearing gift card ("IBGC") and related methods and systems are compatible with various credit and debit card networks and may be employed almost universally. An account associated with the IBGC is credited on a predetermined basis with transaction related credits reflecting an effective monetary return on amounts maintained in the IBGC account.

L'invention concerne une carte-prime portant intérêt ("IBGC") ainsi que des procédés et des systèmes associés compatibles avec divers réseaux de cartes de crédit et de débit, et ayant une utilisation presque universelle. Un compte associé à la carte-prime portant intérêt est crédité sur une base prédéterminée avec des crédits liés à des opérations reflétant un remboursement monétaire effectif sur des montants obtenus sur le compte de la carte-prime susmentionnée (IBGC).

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