Systems and methods for integrating loyalty and stored-value...

Details Systems and methods for integrating loyalty and stored-value... Systems and methods for integrating loyalty and stored-value...

G - Physics

06

Q

G06Q 30/00 (2006.01)

Patent

CA 2548989

Systems and methods are provided for operating an integrated stored-value and loyalty program within a financial infrastructure. An identifier and a packet of transaction information defining a transaction between a merchant and a customer are received at a loyalty host. Qualifying aspects of the transaction are identified from the packet of transaction information. A customer reward is determined from the identified qualifying aspects and a history of information defined by the identifier. Information defining the reward is transmitted to a stored-value host that records a value parameter that may be applied as value by the customer to another transaction.

des systèmes et des procédés permettant d'exécuter un programme intégré porte-monnaie et de fidélité au sein d'une infrastructure financière. Un identificateur et un paquet d'informations de transaction définissant une transaction entre un commerçant et un client sont reçus au niveau d'un hôte de fidélité. Les aspects de qualification de la transaction sont identifiés depuis le paquet d'informations de transaction. Un prix pour client est déterminé à partir des aspects de qualification identifiés et un historique d'information est défini par l'identificateur. L'information définissant le prix est transmise à un hôte porte-monnaie enregistrant un paramètre de valeur qui peut être appliqué comme valeur par le client lors d'une autre transaction.

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