Data processing system for initiating and administering...

G - Physics – 06 – Q

Patent

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G06Q 40/00 (2006.01)

Patent

CA 2363157

This invention relates to the field of finance and relates particularly to a method and data processing system for initiating and administering a long term loan. The object of the present invention is to provide a data processing system for initiating and administering an income bonded load which overcomes the disadvantages of the conventional prior art methods. This invention provides an operatively interconnected data processing system for producing and administering an income bonded loan wherein the whole or part of the compensation paid for the use of the funds is repaid by a predetermined percentage of future income rather than by an interest rate whether fixed or variable.

La présente invention concerne le domaine de la finance et plus particulièrement un procédé et un système de traitement de données permettant d'engager et de gérer un prêt à long terme. L'invention porte sur un système de traitement de données permettant d'engager et de gérer un prêt lié aux bénéfices qui surmonte les inconvénients des techniques classiques de l'état de la technique. L'invention concerne un système de traitement de données interconnecté activement, permettant de produire et de gérer un prêt lié aux bénéfices dans lequel une partie ou l'intégralité des compensations payées pour l'utilisation des fonds et remboursée par un pourcentage déterminé des bénéfices à venir plutôt que par un taux d'intérêt, soit-il fixe ou variable.

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