Method for electronic transaction by mobile messaging

G - Physics – 07 – F

Patent

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G07F 19/00 (2006.01)

Patent

CA 2635924

The invention concerns a transaction method for the transaction towards a user by means of at least one identification platform comprising: (i) a registering step which consists: for the user, in registering (10) at said platform, said registration including at least providing the telephone number of said user; storing, at said identification platform, at least one electronic token associated with said telephone number, as well as a transaction identifier associated with a transaction and with said electronic token; (ii) a step of collecting a collection identifier; generating (100) said transaction in case of conformity between said collection identifier and said electronic token.

L'invention concerne un procédé transactionnel pour la transaction vers un utilisateur mettant en AEuvre au moins une plateforme d'identification comprenant : (i) une étape d'enregistrement consistant à : pour l'utilisateur, s'enregistrer (10) au niveau de ladite plateforme, ledit enregistrement comprenant au moins la fourniture du numéro de téléphone dudit utilisateur ; stocker, au niveau de ladite plateforme d'identification, au moins un jeton électronique associé audit numéro de téléphone, ainsi qu'un identifiant de transaction associé à une transaction et audit jeton électronique; (ii) une étape de collection de ladite transaction consistant à : pour l'utilisateur, fournir (70) à un terminal de collection un identifiant de collection ; générer (100) ladite transaction en cas de concordance entre ledit identifiant de collection et ledit jeton électronique.

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