Mobile payment system and method using alias

Details Mobile payment system and method using alias Mobile payment system and method using alias

G - Physics

06

Q

G06Q 20/32 (2012.01) H04W 4/00 (2009.01) H04W 4/12 (2009.01) H04W 12/06 (2009.01) G06Q 20/40 (2012.01)

Patent

CA 2673983

Methods and systems are disclosed for allowing financial transactions to be conducted using mobile phones. A payer initiates a transaction by sending a payment request message from a mobile phone which specifies the payee and amount to be paid. Payees are identified by unique aliases, which are maintained in a database. Methods for assembling the enrollment and alias database are included.

Cette invention concerne des procédés et des systèmes permettant la mise en oeuvre de transactions financières au moyen de téléphones mobiles. Un payeur déclenche une transaction en envoyant un message de demande de paiement depuis un téléphone mobile stipulant le bénéficiaire et le montant devant être réglé. Les bénéficiaires sont identifiés par des alias uniques consignés dans une base de données. Cette invention concerne également des procédés permettant d'associer une base de données d'inscriptions et d'alias.

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