System and method for electronic processing of payment...

G - Physics – 06 – Q

Patent

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G06Q 20/00 (2006.01)

Patent

CA 2581000

Methods for processing data related to obligations to pay ("OP") (e.g., checks) in connection with an electronic accounting system ("AS") are disclosed. In an embodiment of one method, data for one or more OPs (e.g., scanned images of the paper checks) is received. For each of the OPs: it is determined whether the OP matches any accounts requiring payment ("ARPs") at the AS for which an OP was previously posted. If so, a list of matching ARPs is presented to the user and the user selects one of the listed ARPs. The AS is instructed to post the OP to the selected ARP. If there are no matches, the user posts the OP to one of the ARPs at the AS. The amounts of all the OPs are accumulated and credited to an account tracking cash at the AS. Data for the OPs is sent to financial institutions for clearance.

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