Method of processing plural types of transactions using card

G - Physics – 07 – F

Patent

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Details

G07F 19/00 (2006.01) G06Q 20/00 (2006.01) G06Q 40/00 (2006.01)

Patent

CA 2198793

The present invention is directed to a method, apparatus and computer program for processing plural types of transactions by a transaction processor connected to plural companies of different industries via a network. Use of the invention enables the efficient performance of a variety of transactions related to insurance utilizing one or plural cards. In the invention the insurance card of a transactor is input, and a transaction screen including transaction keys related to preset transactions proper to the transactor is displayed. A transaction key showing a desired transaction is selected on the displayed screen and another card or other plural cards required for the desired transaction are input sequentially. The personal identification numbers of the cards are entered, and transactions, such as loan, inquiry, payment of insurance, contract, voidance/cancellation of a contract or payment of a premium can be executed.

Méthode, appareil et programme informatique pour le traitement de plusieurs types de transactions au moyen d'un processeur de transactions connecté à plusieurs sociétés de différentes industries par l'intermédiaire d'un réseau. L'invention permet l'exécution efficace de diverses transactions liées à l'assurance au moyen d'une ou de plusieurs cartes. Lorsque l'utilisateur entre sa carte d'assurance, un écran de transaction comprenant des touches de transaction associées à des transactions prédéfinies propres à l'utilisateur est affiché. Une touche de transaction montrant une transaction désirée est choisie sur l'écran affiché et une autre carte ou plusieurs autres cartes nécessaire(s) pour la transaction désirée sont entrées séquentiellement. Les numéros d'identification personnels des cartes sont entrés, et les transactions, p. ex. prêt, demande de renseignements, paiement d'assurance, contrat, annulation d'un contrat ou paiement d'une prime, peuvent être exécutés.

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