Money transfer systems and methods

G - Physics – 06 – Q

Patent

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G06Q 30/00 (2006.01) G06Q 20/00 (2006.01)

Patent

CA 2472493

One method involves payment of money to a recipient traveling to one or more foreign countries by entering into a remote computer money transfer information from a sender (112). The money transfer information comprises identification information, at least one country where the money is to be received, and a payment amount in an originating currency. The money transfer information is transmitted to a host computer system (140). When ready to receive payment in the designated country, recipient identification information along with a request to withdraw a portion of a possible payment amount is entered into a payout computer (116). The recipient identification information and the request to withdraw are transmitted to a host computer system (170), and the requested withdrawal is provided to the recipient in the local currency.

L'invention concerne un procédé de paiement à un destinataire en voyage dans un ou plusieurs pays étrangers, consistant à entrer des informations de transfert de fonds d'un expéditeur dans un ordinateur à distance. Les informations de transfert de fonds comprennent des informations d'identification du destinataire, au moins un pays dans lequel l'argent doit être reçu, et une quantité de paiement dans une monnaie de départ. Les informations de transfert de paiement sont transmises à un système informatique hôte. Lorsque celui-ci est prêt à recevoir le paiement dans le pays désigné, des informations d'identification du destinataire ainsi qu'une demande de retrait d'une partie d'une possible quantité de paiement sont entrées dans un ordinateur de paiement. Les informations d'identification du destinataire et la demande de retrait sont transmises à un système informatique hôte, et la quantité demandée est fournie au destinataire en monnaie locale.

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