G - Physics – 06 – Q
Patent
G - Physics
06
Q
G06Q 40/00 (2006.01)
Patent
CA 2495554
The invention is a method and system useful in determining the degree of comparative negligence of an insured person (320) involved in an accident as compared to the negligence of other parties involved in the accident, in particular the insurance claimant (324). The method and system of the invention include the steps of gathering preliminary information concerning accident type, applying preliminary rules to the preliminary information to determine the accident type (330), gathering additional information specific to the accident type, and applying accident-type-specific rules to the additional information to determine the degree of negligence of said to insured person and/or the claimant.
L'invention concerne un procédé et un système utiles dans la détermination du degré de négligence comparative d'une personne assurée impliquée dans un accident par rapport à la négligence comparable de l'autre partie impliquée dans cet accident, notamment le demandeur. Ce procédé et ce système comprennent, au minimum, les étapes consistant à réunir des informations préliminaires concernant le type d'accident, à appliquer des règles préliminaires aux informations préliminaires afin de déterminer le type d'accident, à réunir des informations supplémentaires spécifiques à ce type d'accident, et à appliquer les règles spécifiques à ce type d'accident aux informations supplémentaires afin de déterminer le degré de négligence comparative de la personne assurée et/ou du demandeur.
Danico Angela G.
Heidenheim Andre R.
Hopkins Sarah E.
Lim Soon
Murphy James D.
Goudreau Gage Dubuc
Metropolitan Property And Casualty Insurance Company
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