System and methods for transaction processing

G - Physics – 06 – Q

Patent

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G06Q 99/00 (2006.01)

Patent

CA 2557137

According to one embodiment of the invention, an architecture is provided for a data processing system that processes data for a service provider itself or a client of a service provider as in the case of a third party processor. The elements of the architecture can be managed separately. For example, the architecture can be organized around eight subject areas, such as account, party, communication point, presentation instrument, rules, balances, transactions, and product. Relationships between each of the subject areas as well as between sub-types of each subject area can be established to provide flexibility in the management of the data. Transactions can be such nature as service sector billing like utility bills, credit cards processing, health care payments, home mortgage, consumerloans, or telephone usage payment.

Un mode de réalisation de la présente invention concerne une architecture pour un système de traitement de données qui traite des données pour un fournisseur de services lui-même ou pour un client de fournisseur de services, comme dans le cas d'un processeur de tierce partie. Les éléments de l'architecture peuvent être gérés de manière séparée. Par exemple, l'architecture peut être organisée autour de huit zones de sujet, telles que compte, correspondant, point de communication, instrument de présentation, règles, soldes, transactions et produit. Des relations entre chacune des zones de sujet et entre des sous-types de chaque zone de sujet peuvent être établies afin d'offrir une flexibilité dans la gestion des données.

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